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AmberCash PH | Your Helping Hands!

Get to know AmberCash PH

We're a different kind of lending company. Our mission is to help you find the right loan for your unique needs. We have a team of experts ready to help you, and we're committed to providing the best customer service in the industry.

Our History

Microfinance stands as a potent instrument for driving economic development, a truth that resonates even more profoundly within developing nations constrained by limited financial access. This transformative mechanism empowers small-scale visionaries to set forth on new entrepreneurial journeys or expand existing enterprises, thus enriching their own lives and enhancing their communities. The corporation’s genesis of this endeavor can be traced back to the Founder's decade-long involvement within the microfinance landscape. Through this engagement, the Founder not only gained invaluable insights but also bore witness to the life-altering potential that microfinance embodies. This firsthand encounter served as both a lesson and a revelation, highlighting the nuanced effectiveness of microfinance, contingent upon its meticulous execution. The Founder's immersion in the microfinance tapestry spurred the creation of AmberCash PH Micro Lending Corp. in 2021. This venture was driven by a fervent desire to furnish accessible and affordable solutions, a need that loomed even larger during the pandemic's tumultuous upheaval, which left countless small enterprises teetering on the brink. Thus, AmberCash PH Micro Lending Corp. was conceived, the result of the Founder's determination intersecting with the prevailing challenges of the moment. This journey found its catalyst in collaboration — the alliance of the Founder, co-founders, and pioneering staff. Their collective aspirations and strategies began to take shape, forging a path forward marked by steady progress. With an unwavering team spirit and the steadfast patronage of their clients, they embarked upon a mission to empower the entrepreneurial spirit and breathe vitality into communities. AmberCash PH's trajectory remains aligned with their commitment to innovation. Their unwavering dedication drives them to continually refine their services, ensuring they seamlessly evolve in response to the ever-shifting demands of their diverse clientele.

Our Ethos

We believe that true value is rarely found in the realm of easy endeavors. Throughout my journey, I've come to understand that the most rewarding pursuits are often those that test our mettle. Despite the challenges that may arise, the journey itself is undeniably enriching. Our dedication to this endeavor is something I hold in high esteem, as we navigate the intricate path we've chosen. Our commitment to both competition and community welfare forms the bedrock of our principles, shaping every facet of our operations. With our guiding motto, 'Your helping hands', we stand as a beacon of assistance to those we serve. Our ethos of competitiveness is intricately woven into our overarching business strategy, fueling our drive to excel. We're unwaveringly devoted to providing the essential tools, unwavering support, and transformative training needed for each member of our team and every client to realize their aspirations and ambitions. President/CEO.

Our Loan Products

Personal Loans

Home Improvement Loans

Debt Consolidation Loans

Auto Refinance Loans

Small Business Loans

The Testimonials

Samantha

March 2, 2022

I had a great experience with AmberCash PH. The process was quick and easy, and the customer service was excellent. I would definitely recommend them to anyone looking for a personal loan.

James

February 28, 2022

I used AmberCash PH to refinance my auto loan, and I couldn't be happier with the results. The interest rate was much lower than what I was paying before, and the whole process was very straightforward. I would definitely recommend them.

Emily

February 25, 2022

AmberCash PH was there for me when I needed the most. I was in a tough spot financially, and they were able to provide me with a small business loan that helped me keep my company afloat. The terms were fair, and the customer service was top-notch. I would definitely use them again if I ever need another loan.

Services Offered

AmberCash PH Micro Lending Corp.'s LOAN PROGRAM is designed to offer a rapid and efficient lending solution within the LENDING and MICROFINANCE sector. With a service charge of 20%, the program provides borrowers the convenience of a two-month and three-week repayment period (60 days) without the need for any collateral. Through its Micro-financing approach, the corporation grants clients the flexibility to opt for the continuation or cessation of their membership with other financial institutions, contingent upon their ability to meet their obligations. The loan financing process commences with a minimum amount of Php5000 and extends up to a maximum of Php7,000, ensuring accessibility to a range of individuals seeking financial assistance.

AmberCash PH not only offers its primary loan services but has also expanded its offerings to include another loan option/ Other Loan Service (weekly). This additional service allows borrowers to repay their loans over a span of 24 weeks (six (6) months), with 20% service charge. The minimum loan amount for this other loan program is set at Php5000.00, while maximum loan amount is Php40000.00. This cap enables us to responsibly provide adequate financial prudent lending practices.

Members Capital Build-Up (MCBU)

  • • MCBU is a micro savings of the client in which fixed and mandatory Php10.00 and deposit daily
  • • Non-withdrawable but 100% refundable upon renewal of client’s loan
  • • If client wishes not to refund his/her MCBU upon renewal, MCBU balance automatically forwarded to the next loan cycle
  • • As soon as the client desires to leave the program MCBU will be returned 100%

Hospitalization Benefits

  • • Ten (10) days confinement every cycle both client, primary beneficiaries and additional beneficiaries
  • • Php300 per day confinement for 0-24 months membership
  • • Php500 per day for client and primary beneficiary and Php400 per day for additional beneficiaries for 24 months-50 months continuous membership
  • • Php800 per day for both client and primary beneficiaries and Php600 for additional beneficiaries over 51 months of continuous membership in the program
  • • Plus, Death benefits: Financial and burial assistance for natural cause of death for both client and beneficiaries